Sales: (760) 421-5170

Customer Service and Client Payments: (760) 421-5170

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We’re trusted by hundreds of clients

Improving your credit, SAVING MORE, paying off debt and living life on your terms...
We've Been Successful In Removing:

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How It Works
 Sign Up - We give you a free credit consultation and analysis while we work with you to identify any negative items that are hurting your score.
 We Do the Work -  We use aggressive disputing tactics and strategies to challenge negative items on your credit report with the credit bureaus as well as educate you on how to use credit properly to speed the credit improvement process up. 
 Get Results -  Every 30 days, we are updating your encrypted portal with your credit improvement results. 


The best decision I ever made .visionary financial solution has helped me become so Credit-aware. Visionary financial solutions gave me fast results. Recommend this to absolutely anyone”

~Kimberley Fregoso

Josh is an amazing person with a great work ethic! Nothing but professionalism and compassion with every step of the process. Thank you, Josh!

~Pep Pinon

Thank you so much for helping me with my credit. Very good customer service and communication.

~Perla Dominguez

Working with Josh has been great! He was able to help with credit issues/deletions as well as guide me on what I needed to do to improve my credit.

~Didi Johnson

Overall amazing service. I would totally recommend there service to my family and friends. I’m glad I messaged them. Help me improve my credit. Thank you so much

~Javier Vasquez

I'm glad I found Visionary Financial Solutions. It's hard to find someone that actually cares about helping others. I'll definitely be recommending Josh to my friends and family. Thank you Josh for all your advice and everything you have done to fix my credit. Keep up the good work..

~Larry G

I learned of Visionary Financial Solution on Instagram (@paidwithcredit). I sent them a DM and have been working with Josh and his team ever since. Josh is very responsive and replies to my messages within minutes. It's reassuring that he takes my credit seriously and handles it with such urgency and importance. We have made it through two rounds already and my husband and I have already seen significant improvement in not only our scores but our credit report as well. I'm super thankful that I found VFS and Josh - look forward to his continued support!

~Elizabeth Martinez

Credit repair is a must! And I got the best service possible from Josh-and my new credit score reflects that! He’s extremely trustworthy with his financial guidance and the tool he has used to gain results.

My score started in high 400’s as a result of immature spending in college and not being educated with finances. On my own over the last couple years, I started to make payments on time and clear some debts but my progression with raising my credit score was very slow.

When Josh took over and set forth new goals, my credit score soared to over 700 in a matter of months. He guides you to steps you need to take independently and also is working on his end to do the research for your individual case to gain quick results!

I can’t recommend him enough.

With my new credit score, I’ve been opened to a new financial world and for that, I must thank Josh and his company for getting me on the right path and keeping me there.

~Andy Rodriguez

Highly recommend! I was struggling with bad credit due to school loans. I didn’t know where to start to get my credit back on track. Josh Burnett was beyond helpful and walked me through the process every step of the way. My credit is now over -a 700 and i couldn’t be more grateful! I’m now getting approved for credit cards i never thought I’d be able to get!!! Thank you to visionary financial solution and josh for making this experience easy and painless! ❤️❤️❤️❤️ Silvana

~Silvana Greathouse

Frequently Asked Questions
WHAT IS YOUR Money Back Guarantee? 

You are entitled to a 100% refund on all monthly payments under the following circumstances:

1. If we do not remove any negatives worked on and you've obtained our services for 90 days.

2. You have not used a credit-consulting agency nor attempted to repair your credit at least two years previous to signing up for our services.

3. You have had no new collections or missed payments during the time frame we are assisting you

4. You have maintained credit monitoring services at all times during the time frame we are helping you

5. You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within five days of receipt. You should receive updated credit reports every 30-45 days and make us aware if updated reports have not been received.


Sales:(760) 421-5170

Customer Service and Client Payments: (760) 421-5170

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